Brain Injury Treatment

Trauma to the brain can occur after a car accident when the brain is affected by the impact of a violent physical force, such as striking against the window or steering wheel. If you were in a car accident and suffered injuries, learn more about your options for brain injury treatment after an auto accident.

Understanding Traumatic Brain Injury

A traumatic brain injury (TBI) is a serious injury caused to the brain as the result of a jolt or blow to the head. According to the Mayfield Clinic, there are several types of TBI that can occur after an auto accident, including the following:

  •     Concussion (mild injury causing a brief loss of consciousness)
  •     Contusion (bruising to the brain)
  •     Diffuse axonal injury (shearing and stretching of the nerve cells when the brain moves back and forth inside the skull quickly)
  •     Traumatic subarachnoid hemorrhage (bleeding around the brain)
  •     Hematoma (a blood clot that forms after blood vessel ruptures)

Oftentimes, after a severe auto accident, a victim will suffer more than one of these TBIs, which all may have a different degree of seriousness. Additionally, as well as having a primary brain injury, some victims develop secondary brain injuries, which occur as the body’s inflammatory response to the primary injury causes additional medical problems.

Symptoms of TBI

Depending on the type of TBI, a victim of an auto accident may suffer from the following symptoms:

  •     Loss of consciousness
  •     Fatigue
  •     Headache
  •     Confusion or disorientation
  •     Cognitive difficulties
  •     Dizziness or loss of balance
  •     Inappropriate emotional responses
  •     Dilated pupils
  •     Vomiting
  •     Visual problems
  •     Speech difficulties

Any physical, emotional, or mental changes that occur after an auto accident should be promptly evaluated by a medical professional.

Treatments for Brain Injuries

There are several different types of brain injury treatments, and most depend on the type of injury suffered by the victim

Rest and Medication 

Most often, victims with TBI simply need to rest and take medication for their headaches. In many cases, a victim has simply suffered a concussion, which can take weeks or months to heal completely. Some of the suggestions include rest, over the counter painkillers, and not straining the brain with difficult thinking such as reading, working, or even watching television. While this may seem frustrating to those who have suffered a brain injury, rest is vital to the recovery process. 

Hospitalizations and Surgery brain injury Surgery

However, if a more serious or severe TBI exists, it may require intensive care in the hospital to monitor any signs of bleeding or swelling in the brain. If any bleeding or swelling occurs, a doctor may determine if it is an emergency and whether it requires surgery. However, there are other cases where a victim may be hospitalized and monitored by a neuroscience intensive care unit of a hospital. 

If surgery is needed, a surgeon may be able to perform a craniotomy to repair any skull fractures, bleeding vessels, or blood clots in the brain. Other times, surgery is necessary to remove a section of bone so that the brain can expand or swell without danger.

Every hospitalization and every surgery will differ and be entirely dependent upon the type and severity of brain injury suffered. 

Extended Monitoring 

Oftentimes, the main area to monitor is the cerebral blood flow and amount of oxygen the brain is receiving. Some ways to monitor these levels are through intracranial pressure monitoring, which involves a catheter in the skull or a brain oxygen monitor, which is also placed through a catheter in the skull. Some victims of TBI may require a ventilator to help them breathe or even a feeding tube to help them with nutritional needs. Hospitals will also monitor TBI patients for any seizure activity through an electroencephalogram (EEG). Monitoring may occur with or without surgeries depending on the treatment plan developed by the victim’s physician. 

Rehabilitative Therapy 

In many cases, those who suffer brain injuries will need some sort of rehabilitative therapy. These types of therapy can include the following: 

  • Physical therapy to regain strength and coordination
  • Occupational therapy to help a patient learn to perform daily tasks again such as eating, cooking, bathing, or getting dressed
  • Speech therapy to relearn how to form words and communication skills, and in some cases swallowing
  • Physiological therapy to help a patient cope emotionally with their new medical condition and limitations 
  • Vocational therapy to help a patient attempt to either return to work or find a new type of employment more conducive to their current medical condition
  • Cognitive therapy to assist a patient in their attention, learning, judgment, planning, perception, and memory skills

TBIs can be serious and life-long injuries. There are clinical trials that study new treatments for drugs, therapies, and other procedures to attempt to improve the condition of any victim that suffers from a TBI. It is important to note that not all head injuries are the same, and each person will recover at different rates and with differing levels of success. It may be difficult at the early stages of a TBI to determine how the victim will recover. Some recoveries may take weeks, months, or even years.

Contact a Brain Injury Lawyer

If you or someone you love is seeking brain injury treatment after an auto accident, this may be an emotional and challenging time for you. The Florida brain injury lawyers at the Law Offices of Wolf & Pravato can help you determine if you have the right to receive compensation for your brain injury due to someone else’s negligence and can help you with your next steps. Call us at (954) 633-8270.

We also help the victims of brain injury in the following cities:

AdityaBrain Injury Treatment after an Auto Accident
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What You Need To Know About Whiplash Settlements

Whiplash is a common result of motor vehicle accidents in Fort Lauderdale, falls, contact sports, and other personal injuries. There is not a predetermined or average amount awarded in an insurance settlement or lawsuit. Instead, expenses related to treating whiplash are included in a personal injury insurance claim or lawsuit.

Understanding Whiplash Injuries

This painful neck injury gets its name from the violent back-and-forth movement of the head jerking forward and backward, like the crack of a whip. Symptoms of whiplash usually appear within 24 hours of the injury but can be delayed. According to the Mayo Clinic, typical signs of whiplash include:

  • Neck pain and stiffness that worsens with movement
  • Loss of range of motion in the neck
  • Headaches in the back of the skull
  • Tenderness or pain in the upper back, shoulders, or arms
  • Tingling or numbness in the arms
  • Fatigue
  • Dizziness

Severe cases of whiplash could also lead to:

  • Blurred vision
  • Memory problems
  • Disrupted sleep
  • Difficulty concentrating
  • Depression
  • Tinnitus (ringing in the ears)

Several Factors Influence Settlement for Whiplash Injuries

It is difficult to arrive at an average settlement for whiplash because each case is different. Some people feel better after several weeks with treatment that includes pain medicine and physical therapy. Others suffer from long term chronic neck pain and other complications.

Several health factors might influence a whiplash settlement, such as:

  • The severity of trauma to the neck and upper back
  • Other injuries that might affect treatment for whiplash
  • Age and general health
  • Complications or adverse reactions to therapy or medication

Other Factors That Determine a Whiplash Settlement

The severity of a whiplash injury is one factor when insurance companies or a court determines a settlement.

Other considerations include:

  • Cost of medical treatments, including physical therapy, prescription medicine, and medical equipment (for example, neck collar)
  • Amount of missed workdays
  • Ongoing treatment or therapy
  • Pain and suffering
  • Mental anguish
  • Reduced earning ability if whiplash affects current job requirements

Recovering Compensatory Damages for Whiplash

You could seek compensation for whiplash injuries on your own. However, most people do not have the legal experience or knowledge to effectively send a claim to the at-fault party’s insurance company. For example, most states have a statute of limitations to file a whiplash injury claim or lawsuit.

In Florida, you have four years to file a lawsuit for whiplash and other personal injuries. You lose the opportunity to pursue compensation once this deadline passes. Negotiating with an insurance adjuster can be time-consuming. An auto accident lawyer will take care of all communication and negotiation for you. This allows you to concentrate on feeling better.

We Recover Compensation on a Contingency Fee Basis

The Law Offices of Wolf & Pravato work on a contingency fee basis. You pay no attorney fees if we cannot recover compensation for your injuries. While there is no average settlement for whiplash, a Fort Lauderdale whiplash lawyer will work to maximize your potential compensation.

Eric RosadoWhat Is the Average Settlement for Whiplash?
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Florida Bike Accident Law Process

It’s not uncommon to see people out and about riding their bikes at any time of day here in Florida. Whether it’s for pleasure or for exercise, bike riding is a hot commodity; but as with any moving vehicle, riding a bike does come with a possibility for danger. Did you know that Pinellas Park, FL is considered the world’s most dangerous place to ride a bike in all of America? This specific county has the highest cyclist death rate in the Tampa Bay metro area and the highest rate of any metro area in the entire U.S.

The Law Office Of Wolf & Pravato is a leading Bike Injury law firm

After someone has incurred a bicycle accident, there are various types of compensation of your bike accident that can be rewarded, such as medical expenses and future medical costs, rehabilitation or nursing home care, lost wages or earning capacity, pain and suffering, medical devices or products, and any additional expenses that are a result of or related to the accident. To get the most compensation you deserve, it is important to hire a Fort Myers personal injury lawyer you trust to get the job done. If you personally have been involved in a South Florida bicycle accident, it is your right to consult a Florida bicycle accident lawyer and receive legal representation. In the case that your family member is the one who has been involved in the accident, and is unable to file the case themselves, whether because the victim has died or is physically unable to do so, you must present identification documents that prove you are related to the injured, and in the event that the case is won, you would receive the settlement as the family representative.

Bicycle accidents don’t just happen in Florida. They happen everywhere. The United States is crawling with bicycle-related injuries — 900 deaths, 23,000 hospital admissions, 580,000 emergency department visits, and 1.2 million physical visits per year, to be exact. These numbers can dramatically decrease if people take precaution each and every time they strap on that helmet, clip into their bike shoes, and ride off into the distance. Bicyclists should always obey traffic laws and ride defensively, use safety gear and reflective clothing for easy visibility, make sure to keep up with bike maintenance, always pay attention to all surroundings, and plan ahead for whatever your ride may entail, and wherever your ride may take you.

The Law Office of Wolf & Pravato is a leading personal injury law firm in Fort Lauderdale that distinguishes itself because of decades of experience and the legal resources to handle virtually any case involving injury to families or individuals. For 21 years, we have handled thousands of personal injury cases, and with each case comes more knowledge about our community and how to best serve our clients. Our four office locations in Fort Myers, Palm Beach, Fort Lauderdale and Miami allow us to conveniently and efficiently serve people in communities all over South Florida, including Aventura, Boca Raton, Boynton Beach, Cape Coral, Coral Gables, Deerfield Beach, Delray Beach, Fort Lauderdale, Fort Myers, Hallandale Beach, Hialeah, Hollywood, Homestead, Jupiter, Lake Worth, Margate, Miami, Miami Beach, Pembroke Pines, Pompano Beach, Port Charlotte, Port St. Lucie, Tamarac, Tampa, West Palm Beach and Weston.

Thankfully, Florida safety procedures are on the rise because of an organization called Vision Zero Fort Lauderdale, a response to citizens’ concerns about safety for the traveling public, which includes walking, biking, driving, or riding the train or bus. Its mission is to achieve a “zero fatality transportation network” through three specific principles:

  • Principle 1: There is not an acceptable level of fatality or injury on our streets.
  • Principle 2: Traffic deaths and injuries are not accidents but preventable crashes. Principle 3: The public should expect safe behavior on city streets and actively participate in efforts to make them safer.

These changes won’t happen overnight, but with the right amount of time and resources, and efforts made by both private and public partners at the City, county, state and federal government levels, the goal can be met. While we hope to see improved accident statistics in our state, we still aim to can bring justice to those who have been affected, and continue to be affected, by these incidents in South Florida. The law office of Wolf & Pravato will help get these victims and their families back to the life they knew pre-accident.

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Rights After A Motorcycle Accident

If you’ve never experienced getting out on the open road on a motorcycle, then you don’t know what you’re missing. And, apparently, millions of Americans agree. The stereotype of a biker wearing a leather vest with motorcycle club insignia is going away as more and more people are embracing the activity. In fact, from 1999 to 2012, the number of registered motorcycles in the U.S. more than doubled from over 4.1 million to 9.4 million. However, many people still worry about the safety afforded by a motorcycle. Let’s face it; in an accident with a car or truck, the motorcycle is going to lose.

The lack of a surrounding structure to cushion the impact means that an accident is also more likely to result in more serious, if not fatal, injury for the biker. However, if you are involved in an accident, you do still have the same rights as someone involved in a regular car wreck. Here are some of the things that you need to know about motorcycle accidents and the law.

Most Common Motorcycle Injuries

There are a variety of very common injuries associated with motorcycle accidents. Aside from the standard cuts and lacerations, the most common injury involves bone breaks. Legs and arm breaks are common, but the most common is a broken collarbone since a driver who is thrown from the bike will usually land on the collarbone. This is more than immensely painful—it can also seriously hinder a person’s ability to work.

Major injuries include amputations (usually associated with a foot or leg), head injuries including brain trauma, paralysis, and even death. That is why it is so important for motorcyclists to wear a helmet. A helmet has a 67% likelihood of preventing brain injuries and a 37% likelihood of preventing deaths in the event of an accident.

Most Common Causes of Motorcycle Accidents

Many drivers seem to have it in for motorcyclists, blaming them instantly for accidents by accusing them of weaving in and out of traffic at high rates of speed. However, the statistics actually show that car drivers are to blame in about 75% of all motorcycle vs. car accidents. Usually, this is because a car or truck driver will change lanes without seeing the motorcycle and sideswipe them or because the driver fails to yield the right of way to a biker. Bikers also have to worry about using “suicide lanes” for much the same reason. If a car is making a left turn across traffic, they may also pull out in front of bikes because they either don’t see the smaller vehicle or cannot accurately visually gauge how fast the bike is traveling. One way to avoid this is to always be diligent and aware of your surroundings. If you know that you are in a vehicle’s blind spot, it may be a good idea to speed up or slow down slightly just to put some distance between yourself and that vehicle. For more help in your case contact an experienced lawyer for your motorcycle accident liability.

Motorcycle Accidents and the Law


If you are involved in a motorcycle accident, then you are entitled to the same coverage and protection under the law. Most lawsuits involving motorcycles involve some form of negligence. The first step in determining if you have a case is to determine if the other person was negligent in some manner, such as not yielding the right of way, driving while intoxicated, or speeding. (Motorcycle drivers can also be found negligent if they cause an accident; they can also, conversely, be sued for this.) If a wreck is serious enough, for instance, that you’re significantly injured, then the negligent party could be responsible for paying:

Compensation You Get From Motorcycle Accident:

  • Medical bills;
  • Lost wages;
  • Lost earning potential; and
  • Pain and suffering.

Special Considerations in Motorcycle Accidents

There are a few special considerations that you must take into account with these accidents:

  • A passenger who is riding behind the driver of a motorcycle can sue the negligent party (be it the car driver or motorcycle driver) if he or she is injured due to that negligence.
  • A time limit or “statute of limitations” may be set in your state from the time the accident occurs and the time that you must come forward with your lawsuit. This varies from state-to-state, but some states have as little as two years.
  • Some states have what is referred to as a “No-Fault” system. This means that if you are injured in a motorcycle accident with a car driver, then your insurance must cover your medical bills and other compensation such as lost work. This occurs even if the other driver was negligent and at fault. Under this system, you may only sue for additional damages if you suffer “significant injuries” such as paralysis, disfigurement, amputation or death. A court will have to rule if your injuries qualify as significant.

Contact Our Motorcycle Accident Lawyers For Legal Help:

Because of these special considerations, it is important that you consult with an experienced attorney who can inform you of all of the laws in your area. The lawyers at the law offices of Wolf & Pravato have extensive experience in negligence cases of this type and will be happy to consult with you about your options.

We also help the victims of a motorcycle accident in the following cities:

Eric RosadoKnow Your Rights After A Motorcycle Accident
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Common Motorcycle Accidents in South Florida

Riding a motorcycle is one of the most liberating feelings a person can experience. You’re faced with the freedom of the open road, the air on your skin, and the excitement of the movement. But, it can also be an extremely risky form of transportation. Despite this, they are also equipped so that, if driven properly, they can be relatively safe.

Motorcycles have features such as totally free eye-lines with no obstructions as well as great stopping power and tires that grip the road better than cars. As the old cliché goes, however, accidents do happen. Here are the ten most common types of motorcycle accidents and their causes so you can avoid motorcycle accidents and ride safer the next time you hit the road (

The car turns from oncoming trafficDriving a car

One of the most common types of accidents involves an oncoming car making a left turn across your lane of traffic and hitting you. This is usually because the car doesn’t see you. However, some drivers have a harder time judging motorcycle speeds as they drive because they are not used to them. This one is hard to avoid. If you’re a motorcyclist, you need to develop the ability to see possible dangers ahead and predict their behavior, so that you can be proactive instead of totally reactive. If you see a car in the oncoming traffic with his blinker on preparing to turn, assume that the car is going to pull out in front of you. Slow down and be ready to hit the brakes or move quickly if necessary.

PTA_truck-accident2_croppedSudden lane changes

Probably the second most common accident is a car changing lanes without noticing you. You should always know where a car’s blind spots are. If you can see a driver’s eyes in their mirrors, then they should be able to see you. If you can’t, you may want to speed up or slow down so that you take yourself out of the blind spot.

Drinking and driving

Although this accounts for a large portion of bike wrecks, it is actually the one problem that is most easily fixable. The bottom line? Don’t drink and drive. Follow this rule and the problem will take care of itself.

Group ride accident

Group riding can be awesome. But if one of your riding buddies makes a mistake, it can take out everybody. To avoid this, make sure that everyone knows how to ride in the proper formation. If they don’t or are driving unsafely, drop out and ride it solo.

Locking the front brakePRA_motorcycle-accidents_cropped

If you lock down the front brake, you are going to wind up ditching into the asphalt while your bike rolls end-over-end down the road. Instead, learn to use that front brake properly. Practice in an empty parking lot if you need to but get this skill down until it’s like second nature before you head out on the road.

Loose gravel

Riding along curving country roads is heaven on a bike. But, if you come around a blind curve and hit an area of loose gravel or sand, it can quickly go very badly. Always be sure to slow down into curves and turns and then accelerate out of them. That way, if there is an obstruction, you can avoid it easier.

Opening car door

Puddle near the wet road in the rain

You see this one a lot in crowded cities. You’re riding past a car that is parked on the street when the door flies open without a moment’s hesitation. You should always ride away from parked cars at least one door length. This protects you from the doors and also from pedestrians who step out from between parked cars without looking.

Rain and snow

Precipitation can cause slippery road conditions that may make you anxious about an accident. The important thing to remember here is that you will need extra stopping time in the event of something happening, so slow it down. This will give you more of a chance to stop in time if you have to.

Rear-end collision

This is the most common accident for cars, but it can be fatal when you’re rear-ended and you don’t have all that metal surrounding you to protect you. If you are worried that a car won’t see you pull off to the side when you stop and flash your brake lights quickly. Also, as you are stopped, look behind you. If you see that a car isn’t slowing down, get out of the way.

Taking a corner too fast

Another big problem, this can be easily avoided by paying close attention to the road itself. Drive the correct speed for the road conditions and don’t go crazy when you can’t tell about possible twists and turns that lie ahead.

Contact Our Lawyers For Your Motorcycle Injury Lawsuits

If you are involved in a motorcycle accident contact our Florida motorcycle accident lawyer at the law offices of Wolf & Pravato.Click HERE for more information on how we can help you if you’ve been involved in a motorcycle accident.

We also help the victims of a motorcycle accident in the following cities:


Eric Rosado10 Common Motorcycle Accidents
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Palm City Woman Had BAC Three Times the Legal Limit When She Struck and Killed Motorcyclist

A 24-year-old Palm City woman had a blood alcohol content nearly three times the legal limit when she struck and killed a motorcyclist with her car on September 7.

The woman, Amanda McClure, and two of her friends were in her Lexus ES350 after leaving a Palm Beach Gardens bar. She hit a 1984 Harley Davidson from behind while driving about 75 mph. The motorcyclist, John Henry Regan, aged 58, died at the scene of the accident.

Both passengers in the Lexus said they were looking at their phones at the time of the accident and did not see what happened. Investigators at the scene said that McClure’s eyes were red and her speech was slurred. A blood test showed that her blood alcohol level was .24%. The legal limit in the state of Florida is .08%.

McClure apparently refused to speak with investigators at the scene, and turned her back on troopers when they tried to ask questions about the crash. Records indicate that McClure was convicted of DUI in March of 2009.

Statistics have shown that the number of fatal car accidents as well as DUI accidents in West Palm Beach are consistently higher than those for the state of Florida as a whole. In 2010, 123 traffic-related deaths occurred in Palm Beach County alone. Along with two other counties, Palm Beach County is one of the top four counties in South Florida for numbers of vehicular fatalities in the state of Florida. In 2010, Florida saw an average of 645 car crashes per day.

In addition, there are nearly 31,000 motorcyclists registered in Palm Beach County. Even though the Florida Department of Highway Safety and Motor Vehicles has been working toward stemming the number of motorcycle fatalities across the state, motorcycle accidents resulting in injuries and wrongful deaths are still occurring on a regular basis. In fact, motorcycle fatalities in Florida alarmingly rose by almost 30% from 2009 to 2010.

DUI accidents are 100% preventable. If you or someone you love has been injured due to a drunk driver, it is imperative that you speak with a personal injury attorney as soon as possible. In addition to the criminal charges the drunk driver will be facing, they can also be subject to a civil lawsuit brought by the victims of the accident or their families. In addition, it is possible for an establishment that served alcohol to be held liable if their patron then got behind the wheel of a car and caused injuries to others. For more information regarding your rights if you or someone you love is the victim of a drunk driving crash, contact the DUI injury attorneys from the law offices of Wolf and Pravato at 1-954-633-8270.

Eric RosadoPalm City Woman Had BAC 3 Times the Legal Limit When She Killed Motorcyclist
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New Motorcycle Safety Device Tries to Reduce Rear-end Collisions

Vololights, a new LED equipped license plate holder developed by California company Vectolabs aims to reduce rear end collisions.  The product will light up whenever the motorcycle decelerates, regardless of weather or not the brakes are being used.  The idea is that since motorcycles slow down faster than cars and trucks on average that these lights can do a better job of alerting following drivers to prevent accidents.

Many motorcycle organizations and state bureaus of motor vehicles already encourage riders to flash their brakes when slowing.  Vectolabs wants to make this process easier and automatic. It is also beneficial for owners of some classic bikes, like 1960s Vespa scooters where only the brake pedal is connected to the brake lights, not the front grip hand brakes.

Electonic cars like Tesla already offer a similar system, that illuminates the brake light as soon as you lift your foot off of the accelerator regardless of whether you employ the brake.  Vololights should be in keeping with various state laws for brake lights but a stealth mode can be used to revert back to normal brake light illumination.

Vololights plans to roll our their technology beyond just motorcycles.  They intend to start working with major fleets to use the technology across their vehicles. From vans, cars, trailers and trucks, they aim to bring  more attention to all kinds of vehicles on the road. The idea is that usage of this device would equate to reduced rear end collisions and subsequently reduce insurance rates.

Vectolabs is currently in the midst of a Kickstarter campaign to raise $50,000 by June 12th in order to put the Vololights into production. A number of pledge levels are available, but it’ll cost you at least $69 if you pledge for a starter kit.

Eric RosadoNew Motorcycle Safety Device Tries to Reduce Rear-end Collisions
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Health statistics in the United States, including the top 15 leading causes of death for 2010, have been released by the Centers for Disease Control and Prevention. There are some familiar common diseases, but some killer illnesses may surprise you.

  1. Heart Disease – including coronary artery disease, heart attack, abnormal heart rhythms, heart failure, heart valve disease, congenital heart disease, pericardial disease and vascular diseases.
  2. Cancer – There are more than 100 types of cancer including breast, lung, brain, bone, blood, pancreatic, prostate, colon, liver and skin.
  3. Chronic Lower Respiratory Disease – Cough, fever, difficulty breathing, shortness of breath, wheezing and chest pain are all signs of respiratory disease.
  4. Stroke/Disease of Brain Blood Vessels – A stroke is brain damage caused by a blocked blood vessel of bleeding in the brain.
  5. Accidents – Car accidents are noted as the most fatal, but motorcycle, construction and biking accidents also can be deadly.
  6. Alzheimer’s disease – Alzheimer’s is the most common type of dementia for patients older than age 60.
  7. Diabetes – Diabetes occurs when the body cannot regulate blood sugars.
  8. Kidney Disease – There are many forms of kidney disease, which is caused by waste buildup.
  9. Flu and Pneumonia – Having a flu shot each year can prevent the spread of this deadly disease, which often causes dangerous pneumonia.
  10. Suicide – If you or a loved one is considering suicide, call 1-800-273-8255 for the National Suicide Prevention Lifeline.
  11. Septicemia (blood infection) – bacteria in the blood that occurs after severe infections.
  12. Chronic Liver Disease and Cirrhosis – scarring of the liver and poor liver function due to malnutrition and often, alcoholism.
  13. High Blood Pressure – This ailment affects 1 in 4 American adults.
  14. Parkinson’s Disease – Brain disorder that leads to tremors that can make it hard to walk; and
  15. Pneumonitis – this can occur when your lungs inflame after breathing in harmful chemicals or substances.


Eric RosadoThe Top 15 Leading Causes of Death in the United States
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How much you pay for auto insurance depends on different factors, including your age, where you live, and what kind of vehicle you drive. It can be hard to know which type of coverage you need and how much you should pay for it. Here are 3 things to keep in mind when shopping for car insurance.

  1. Determine the coverage you need – Depending on your driving habits and your budget, you can include or omit certain types of coverage. Different kinds include bodily injury liability, property damage liability, medical payments, uninsured/underinsured motorist protection, collision coverage, and comprehensive.
  1. Look for Discounts – Many insurance companies offer discounts for safe driving, good school grades or for taking a driver safety course. Do your research and find out what discounts you might be eligible for. If you already have insurance, see if your carrier has discounts you weren’t aware of. You can usually find this information on the Internet or by calling a salesperson.
  1. Comparison Shop – Comparing prices is now easier than ever, thanks to the Internet. You can also look in the phone book and all-around to your local insurance carriers for rates. It is also a good idea to comparison shop once a year when your policy is nearing time for renewal just to see what is out there. On the other hand, some companies will give you a discount for loyalty.

Remember to take your time and do not feel rushed into buying a policy that you are uncomfortable with or isn’t right for you. Make sure you ask the salesperson questions about anything you do not understand. If something doesn’t feel right or you want to check out the background on a certain company, contact your state’s department of insurance for more information.

Eric Rosado3 Tips for Buying Car Insurance in Florida
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Uninsured motorist coverage (UM) will be worth the additional cost if you’re ever seriously injured in an accident with an uninsured driver. In any event, if you suffer serious injuries in a car crash, you should discuss your legal options with a Fort Lauderdale automobile accident law firm.

4 Things about Uninsured Motorist Coverage 

It’s estimated that up to 30% of drivers in Florida may lack insurance , which could leave you with a financial problem if you aren’t covered. Here’s how UM protection works:

  • The uninsured driver in the accident must be the negligent party. If you are liable for the accident, you can’t collect UM coverage benefits.
  • Your damages must exceed the benefits in your no-fault policy. This kind of policy applies only to injuries, not property damage.
  • The negligent party either must lack bodily injury liability coverage or have insufficient coverage. When there is insufficient coverage, you must exhaust those benefits before tapping into your UM benefits.
  • To purchase UM coverage, you must purchase bodily injury liability insurance . Your UM coverage is required by law to be the same limit as your bodily injury coverage.

To get a thorough understanding of your rights after you have been in an accident with an uninsured driver, you should schedule a consultation with a Fort Lauderdale accident lawyer at an automobile accident law.

Contact a Fort Lauderdale Accident Lawyer

At The Law Offices of Wolf & Pravato, our lawyers understand the effect serious car accidents can have on victims as well as their families. If you have been injured or lost a loved one in a car accident caused by someone else’s negligence, contact the Fort Lauderdale accident lawyer team at the law offices of Wolf & Pravato today to learn how we can help – 1-954-633-8270. We also serve clients in West Palm Beach, Fort Myers and beyond.

We help the victims of other practice areas:


Eric Rosado4 Things to Know about Uninsured Motorist Coverage in Fort Lauderdale
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