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You initially purchased insurance to protect you and your family and to make you whole in a time of injury or crisis. When you rely on the promised coverage of your insurance policy, the last thing you expect is for your insurance company to create unnecessary delays or to offer you an insurance settlement that is substantially lower than your claim merits or your policy entitles you to.
When that happens, you may have other legal options that can help you recover the monetary award you deserve. A Miami bad faith insurance lawyer can make sure you know all your legal options, the steps to take if your claim is denied in bad faith, and the remedies available to help you get the financial compensation that will cover your losses or protect you from a third-party claim against you.
You were responsible enough to make sure you had insurance protection and to make payments in good faith. You deserve the protection you paid for to be put into place. Contact the Law Offices of Wolf & Pravato at (954) 633-8270 to speak to a Miami bad faith insurance attorney who can help you file a successful claim against your insurer.
Examples of Miami Bad Faith Insurance Practices
On your own, it can be difficult to understand the fine print and legal language of an insurance policy. It can also be a long and difficult process to determine if your insurance company is intentionally acting in bad faith when you file a claim that takes longer than it should or results in an extremely low settlement offer. Your insurance company might be acting in bad faith if they meet any of these factors:
- They are not honest and above-board when evaluating and investigating your claim
- They do not act in your best interest
- They make a payment on your claim without providing you with a statement or explanation
- They fail to act promptly to settle your claim
- They use certain portions of your insurance policy to unfairly impact other portions
If your insurance company has taken any of these actions, you might still have recovery options for your rightful settlement available. Speak to a Miami bad faith insurance lawyer today to discuss your case and the actions of your insurance company.
Discuss and review your case with a Miami bad faith insurance attorney today when you call the Law Offices of Wolf & Pravato at (954) 633-8270.
Your Insurance Company Must Comply with Florida’s Timeline
The timeline plays an important role in your claim for you and for the insurer. Your attorney can explain Florida’s statutes and the timeline your insurer has to investigate and make a determination of whether or not to pay on your specific claim.
Were you involved in a situation that resulted in your filing a claim with your insurance company? Did your insurance company deny your claim and refuse to make a payment even though your claim was clearly valid? Is your insurance company failing to respond to your claim or taking a long time to issue a payment? If you are faced with any of these circumstances, a Miami bad faith insurance lawyer may be able to help you.
Get help receiving prompt action and accurate payment on your insurance claim when you speak to a Miami bad faith insurance attorney. Call the Law Offices of Wolf & Pravato at (954) 633-8270 today.
Good Faith Versus Bad Faith Insurance Practices in Miami
When you suffer a personal injury and turn to your insurance company for help, you should be able to depend on them to act in a trustworthy manner on your behalf. When your insurer is upfront, fair, honest, and forthright in investigating, evaluating, offering a settlement, and making a payout on your claim, the law calls that “acting in good faith.”
Conversely, if your insurance carrier displays dishonest actions, such as delaying the investigation into your claim or not thoroughly investigating your claim, those actions might be seen as acting in bad faith. Other circumstances that might be construed as bad faith actions may include intentionally deceitful actions, refusing to pay on a legitimate claim, and neglecting to inform you of their decision in a timely manner.
You do not have to settle for unethical insurance practices or for a smaller payout than you deserve. The caring and attentive staff at the Law Offices of Wolf & Pravato will fight for the full monetary award you deserve. Contact a Miami bad faith insurance lawyer in our office today to get the help and support you deserve.
Explore All Your Financial Recovery Options
If you made a good faith effort to negotiate a settlement with your insurance company and do not feel as if you are being treated fairly, we may be able to help. If possible, avoid discussing your claim without the help of a lawyer at all.
Contact Our Miami Bad Faith Insurance Lawyers For More Help
Instead, call the Law Offices of Wolf & Pravato at (954) 633-8270 to discuss your claim and review your policy with one of our attorneys who can help you receive the fair treatment and financial payout you deserve.