Bad Faith Insurance West Palm Beach Attorney
When you purchase an insurance policy, you believe the insurance company will protect you in good faith. If you filed an insurance claim and you believe your insurer is not acting in good faith, a West Palm Beach bad faith insurance lawyer can help you get the financial compensation you deserve.
If your insurance company offers you an unfair settlement amount by severely undervaluing your property and your losses, or if they are delaying the claim process in any way, your insurance company may be guilty of acting in bad faith.
Call the Law Offices of Wolf & Pravato at (954) 633-8270 to speak to a West Palm Beach bad faith insurance lawyer, West Palm Beach bad faith insurance attorney and other professionals near you today.
Florida Law Protects You from Bad Faith Insurers
Proving that your insurance company acted in bad faith can be a time consuming, complicated, and stressful process. In addition, most insurance claims have a statute of limitations, or a deadline, that governs how quickly you must act. Generally, failure to meet these predetermined deadlines negatively impacts your claim and could result in the insurance company denying the claim.
Just as you are required to take certain steps in a reasonable time frame, so is your insurance company. When your insurer fails to take certain actions or attempts to severely undervalue your claim, they might be acting in bad faith–deceptive practices, deceitful actions, or wrongful intent.
A West Palm Beach bad faith insurance lawyer can help determine whether action or inaction of your insurer meets the legal standard for bad faith. Your West Palm Beach bad faith insurance attorney can also help you understand the next steps you should take to receive your compensation. Contact the Law Offices of Wolf & Pravato at (954) 633-8270 to speak to an attorney who can hold your insurer responsible for their acts of bad faith.
Examples of Bad Faith Insurance Practices In West Palm Beach
The state of Florida understands the importance of a citizen’s desire to protect their homes, vehicles, and family with insurance policies. When responsible consumers obtain insurance coverage, the state allows them to hold insurers responsible when they act in bad faith via a civil lawsuit under §624.155 for the following reasons:
- Intentionally falsifying coverage or using false advertising in any form including television, online, and print ads
- Refusing to provide insurance coverage based solely on the intended policy holder’s severe disability or diagnosis of sickle cell disease
- Not making an earnest attempt to settle your reasonable claim in a timely fashion
- Refusing to provide a statement that clearly explains your coverage and settlement amounts
If your insurer has committed any of these bad faith acts, a West Palm Beach bad faith insurance lawyer near you can help you file a comprehensive lawsuit to secure the full coverage of your policy.
Your Insurance Company Owes You Certain Rights In West Palm Beach
Generally, the state of Florida says insurance companies owe two important rights to its policyholders–a responsibility to compensate you for a valid claim, and a responsibility to defend you against third-party claims. If your insurer does not act honestly and in a timely manner to investigate and settle your claim when they are able–or should be able–to do so, Florida calls this bad faith.
You can file a civil suit against your insurance company when this happens. A West Palm Beach bad faith insurance lawyer can assess the behavior and actions of your insurance company to determine if you have the basis of a bad-faith lawsuit.
You are entitled to the coverage and protection you depend on when you bought your insurance policy. A West Palm Beach bad faith insurance attorney can help you receive that protection. Call the Law Offices of Wolf & Pravato at (954) 633-8270 to discuss your claim with a West Palm Beach personal injury attorney today.
Filing a Bad Faith Claim Against Your Insurance Company In West Palm Beach
A West Palm Beach bad faith insurance lawyer, West Palm Beach bad faith insurance attorney and other professionals will help you understand the steps you can take to hold your insurance company responsible for acts of bad faith. Generally, you take the following steps:
- Your lawyer will inform your insurer that they are representing you in your claim
- Your lawyer will request a complete and detailed copy of your insurance policy
- Your lawyer and your insurance company will each independently investigate your claim
- Your lawyer will demand a fair payment of your claim, which may prompt a counter-offer from your insurer
If neither party can reach a settlement, your lawyer may file a civil lawsuit on your behalf. Speak to a West Palm Beach bad faith insurance attorney today who can help you determine the right steps to take in your case.
Get the Help You Deserve from a West Palm Beach Bad Faith Insurance Lawyer
You deserve the protection and compensation of your insurance policy. You also deserve to have insurance agents who act honestly and in good faith when you file a claim. Do not hesitate to get the help, support, and guidance of an attorney to prove your case and get the full protection of your insurance policy.
Our caring and attentive staff will treat you like we would treat our own family. Contact a West Palm Beach bad faith insurance attorney today by calling the Law Offices of Wolf & Pravato at (954) 633-8270.