You buy insurance to protect you from unexpected situations that extract a financial toll, such as car accidents, fires, sudden illnesses or injuries, and even death. When you faithfully pay your insurance premium month after month, you expect your insurance company to be there for you when you file a valid claim.
You trust that they will not try to wiggle through loopholes or deploy labyrinthian legal verbiage to avoid paying you what you deserve. Unfortunately, though, oftentimes, insurance companies act in bad faith. When they do, you can take action against them and recover substantial compensation.
A Florida bad faith insurance lawyer from the Law Offices of Wolf & Pravato can help. We fight for the rights of Florida residents who have been treated unfairly by insurance companies. We offer a free case evaluation and will let you know what your legal options are and what to expect.
To learn more about how the Law Offices of Wolf & Pravato can help you fight back against an insurance company that has acted in bad faith, call us today at (954) 633-8270 for a free, no-obligation case evaluation.
How Can I sue my insurance company for bad faith in Florida?
Insurance is a product for which we shell out substantial money month by month and often go years without seeing any tangible return on our investment. Our Florida bad faith insurance attorney keeps making our premium payments, however, because we know that one day we might face an unexpected emergency that takes a financial toll. Until that happens, the money we spend on insurance premiums buys us peace of mind that we will not be left in dire financial straits should a worst-case-scenario event come to pass.
But when an insurance company acts in bad faith, we might find ourselves in a calamitous financial situation despite having been responsible and kept up with our insurance payments. There are a number of ways in which an insurance company might act in bad faith. These include the following and more:
If Insurance Company Refusal to Recognize Claim in Florida?
The details of your insurance policy explain what constitutes a valid claim. When you submit such a claim, your insurance company has a duty to review it promptly and pay you money if you qualify.
Sometimes, however, the insurance company will fail or outright refuse to recognize a valid claim. They might cite some intricate loophole in your policy or try to argue that your situation does not qualify because of some obscure extenuating circumstances. This is acting in bad faith, and the Law Offices of Wolf & Pravato will help you fight back.
If you filed a valid claim with your insurance company, and it is not being recognized, call our bad faith insurance lawyer in Florida today at (954) 633-8270 for a free case evaluation.
What to do If Insurance Company Excessive Delay in Handling or Processing Claim in Florida?
Another tactic too often used by insurance companies is waiting too long to handle or process a valid claim filed by a policyholder. Many people who file insurance claims are dealing with oppressive medical bills, lost wages, and a host of other financial stress. They are relying on their insurance payment to come through and dig them out of the quicksand of debt into which they are sinking.
When the insurance company drags its feet in this process, it compounds that stress to an untenable level. This is flat-out unacceptable. Not handling a claim in a timely fashion constitutes a bad-faith action by the insurance company.
A Florida bad faith insurance lawyer can help you fight back. To learn more, call the Law Offices of Wolf & Pravato today at (954) 633-8270.
Handling Unreasonable Policy Interpretation
There are dozens, even hundreds of types of insurance policies, each covering a specific set of situations. The details of your policy explain what it does and do not cover. But chances are, it also contains several pages of obscure legal language—usually printed in small, hard-to-read type.
This is where the insurance company lists the exclusions and caveats of your policy, and they do so in a way that usually only makes sense to someone who has spent years inside the insurance industry.
If your insurance company has cited some vague or obscure clause in your policy to deny or reduce your benefits, they are very likely acting in bad faith. The Law Offices of Wolf & Pravato can help you fight back and not only recover the benefit you should have gotten in the first place but also collect a long list of damages from your insurer to compensate you for their bad-faith action and the pain and inconvenience it caused you.
To learn more, and to set up a free case evaluation with the Law Offices of Wolf & Pravato, call us today at (954) 633-8270.
The Statute of Limitations in Florida for Insurance Bad Faith
The statute of limitations for insurance bad faith lawsuits in Florida is typically four years but may vary in the event of extenuating circumstances. The Law Offices of Wolf & Pravato can take quick legal action, if necessary, to preserve the validity of your claim.
Call (954) 633-8270 for a Free Florida Insurance Bad Faith Case Evaluation Today
The Law Offices of Wolf & Pravato is ready to get to work on your Florida bad faith insurance claim today. To set up your free, no-obligation case evaluation, call us at (954) 633-8270.
The Law Offices of Wolf & Pravato strives to give Florida bad faith insurance attorneys a good name, and our glowing reviews and testimonials tell us that we are succeeding. At our firm, you, the client, are like family to us, and we put your needs first. We prioritize honesty, transparency, and communication. Also, we never collect a fee until we recover money for you.