Bad Faith Insurance Lawyer in Fort Myers
If you or a family member are being treated unethically or unfairly by your insurance company, a Fort Myers bad faith insurance lawyer can fight to ensure you receive the full coverage of your policy. If they commit certain violations of the law, you may also be able to file a civil suit against your insurance company for further financial compensation.
You do not have to accept treatment that you believe is unfair or dishonest. You also do not have to accept a settlement that does not fairly and fully compensate you for your covered damage and losses. If you are faced with either of these conditions, connect with a Fort Myers bad faith insurance attorney who can make sure you know and understand the full scope of your legal options.
Schedule a consultation with an personal injury attorney in Fort Myers who will take swift, immediate action to protect you and your family from bad faith insurance practices. Call the Law Offices of Wolf & Pravato at (954) 633-8270 to review your claim and start preparing your bad faith insurance civil case today.
Your Insurance Company Is Required To Act In Good Faith In Fort Myers
An insurance company is a business, which means they may operate with their own bottom line and their best interest at the forefront. In the State of Florida, the law says your insurer must still act in good faith to resolve your legitimate claim.
Acting in good faith means your insurance company is transparent, clear, and concise in investigating and handling your claim. It also means they avoid creating unnecessary delays or putting unfair pressure on you to accept a smaller financial compensation package than you are rightfully entitled to. Finally, acting in good faith means they settle any claims against you up to the limits provided by the coverage in your policy.
Sadly, some insurance companies do not act in accordance with your policy or the law. You might suspect your insurance carrier of acting in bad faith if they take longer than needed to start processing your claim or if they refuse to pay your claim without a valid reason for doing so. A Fort Myers bad faith insurance lawyer can explain the varying types of dishonest or deceitful actions on the part of the insurance company that can form the basis for a bad faith insurance practices civil lawsuit.
Speak to a Fort Myers bad faith insurance attorney today when you call the Law Offices of Wolf & Pravato at (954) 633-8270. Schedule a case review that can get you started on the road to complete financial recovery.
Penalties For Bad Faith Insurance Practices In Fort Myers
You might feel that your insurance company is engaging in unethical or unfair behavior in regard to your claim. In a court of law, you must prove that these accusations are true. A Fort Myers bad faith insurance lawyer can help you compile the evidence your case requires and meet the filing timeline the State of Florida requires.
When an insurance company is found to have acted in bad faith against one of its insured, the state may impose serious penalties that include:
- An insurance company that intentionally acts in bad faith may be sued civilly by the insured person
- An insurance company that does not make settlement payments within 20 days of an agreement and acceptance is subject to a penalty of up to 12%
- An insurance company can be reported to the Florida Department of Insurance Regulations for unethical behavior
- An insurance company may be fined between $5,000 and $200,000 for willful and unwilful bad faith practices
Your attorney will explain the legal penalties and financial consequences your insurance company may face for the bad faith actions they commit. A Fort Myers bad faith insurance attorney can also build a civil case that is complete, comprehensive, and successful.
Acts Florida Defines As Bad Faith
When you work with a Fort Myers bad faith insurance lawyer, they can help you understand what Florida law defines as bad faith acts by your insurer. Some bad faith acts might include:
- Refusal to pay legitimate claims that are covered in your policy
- Making late payments that do not comply with the state’s timeline
- Refusing to effectively communicate or correspond with you or your attorney after receiving a demand letter
- Purposefully and deceptively misconstruing any part of your policy or coverage that related to your claim
Many other actions can constitute bad faith actions. Seek the advice and assistance of a Fort Myers bad faith insurance attorney in the Law Offices of Wolf & Pravato to review your initial claim and potential civil action today.
A Fort Myers Bad Faith Insurance Lawyer Will Fight For You
Your insurance company owes it to you to be timely, aboveboard, and honest when handling your claim. Do not settle for less than you are due or allow the insurance company to treat your case with less than due diligence.
Speak to an attorney who is responsive and promptly communicates with you about your case against your insurer. Schedule a consultation with a Fort Myers bad faith insurance attorney today. When you call the Law Offices of Wolf & Pravato at (954) 633-8270, you put the power of the law on your side.
