Average Length for an Auto Accident Settlement in Florida
The average length for an auto accident settlement in Florida varies based on the circumstances of the case. While some cases last weeks, others can last months. Several factors affect the length of time an auto accident settlement takes.
Speaking with an attorney can give you a better idea of how long it’ll take to recover compensation. They can examine the circumstances of your case, reduce any complications, and champion your legal rights.
Many Factors Affect the Time of an Auto Accident Settlement in Florida
These factors can influence how long it takes to settle your Florida auto accident claim:
- How long it takes to determine fault and liability
- The severity of your condition, along with your expected recovery period
- The cooperation of the insurers involved
- The information you have to support your case
- The number of involved parties
When you partner with a Fort Myers personal injury lawyer, they will evaluate your case and employ a suitable plan of action. They have one goal: to resolve your case. To secure the compensation you’re owed, this endeavor could take days, weeks, or months.
Understanding How To Secure Compensation from Your Own Insurer
Florida operates on a no-fault insurance system and requires every motorist to carry personal injury protection (PIP) coverage. Immediately after an accident, you can file a claim with your PIP policy to recoup your medical bills and lost income up to a certain amount. However, even when dealing with your own insurer, recouping damages can get complicated.
The insurer may:
- Blame you for the accident
- Deny the coverage you rightfully have
- Unjustly delay your case
- Offer less than what you need
After filing your PIP claim, the insurer must give you a decision within 30 days. If not, your claim is considered “overdue.” Remember: to get PIP coverage, you must seek medical attention within 14 days of the accident. Otherwise, the insurer could contest or deny your claim.
Why Would My Case Take a Long Time To Settle?
Sometimes, auto accident settlements can take longer than expected. Reasons why include:
Problems Getting Supporting Evidence
You need evidence to have a successful claim. Supporting information can include the police report, traffic camera footage, and photos of the collision scene. If there’s a problem securing supporting evidence, this could delay your case’s progression.
Your Case May Warrant a Lawsuit
You can seek coverage outside of your PIP coverage if you suffered “serious injuries,” as explained by Florida Statutes § 316.027. Yet, this may include filing a lawsuit against the at-fault party. A lawsuit could take months or even years to resolve. Partnering with a lawyer can help your case move forward and avoid any unnecessary delays.
You Have Significant Damages
The more extensive your damages, the more the insurance company could contest your case. It could launch its own investigation to verify your losses. It may also employ bad faith insurance practices to discourage you from demanding compensation.
Your Health Condition Is Still Evolving
You don’t want to settle your case without understanding the true impact of your condition. By accepting compensation, you waive your right to seek more money later. This could jeopardize your financial resources if your condition worsens or doesn’t respond to treatment.
The Statute of Limitations Is Close
Florida Statutes § 95.11 notes that you generally have four years to file an auto accident lawsuit. The insurer may purposefully drag out your case, hoping that the statute of limitations expires. If it does, then you can’t pursue recovery for your hardships.
You’re Concerned About Getting Legal Help
There is nothing to worry about when you partner with an experienced Fort Myers car accident lawyer because:
- Most injury firms manage cases on contingency, so you pay nothing up front.
- Your lawyer advocates for you––not for the other party.
- They will manage everything your case requires to reach a just conclusion.
You don’t have a long time to seek recovery after your Florida car accident. The sooner you get a Florida personal injury lawyer, the sooner they can start working for you.
Contact an Auto Accident Attorney To Explore Your Settlement Options
Your case’s progression depends on many factors unique to your situation. A Fort Lauderdale personal injury lawyer can evaluate your case, determine its challenges, and combat them. The Law Offices of Wolf & Pravato has recovered more than $200 million for its clients. Using our decades of legal experience, we will do everything possible to resolve your auto accident case. Begin your free case review by calling (954) 633-8270. A representative from our car accident team can evaluate your situation and uphold your right to damages.