Is Car Insurance Covered for Accidents on Private Property
Recovering compensation after a west palm beach car accident attorney is challenging, especially if it did not happen on a public roadway. Car insurance does cover accidents on private property, though it will mean building a strong case and collecting a plethora of evidence. You do not have to handle a complicated case like this without legal guidance and support. A Florida car accident lawyer can help you determine who to pursue for compensation and collect evidence that proves your right to financial recovery. They will review your case at no cost or obligation and fight hard to achieve the best possible outcome while you heal from your injuries.
The Difference Between a Car Accident on Public and Private Property
After a fort lauderdale car accident lawyer on a public road, you may know who to pursue for damages—usually the other driver or their insurance company. After an accident on private property, it may not be so simple. The primary difference is that the property owner may also bear liability for the accident.
It can be hard to sort out the details and understand applicable law on your own. However, a local car accident lawyer can untangle this complex situation. They will examine your case in detail and at no cost and explain the steps they can take to recover damages from the appropriate insurer.
Collect Two Types of Contact Information
Private property car accidents may occur in parking lots and structures for banks, retailers, theaters, etc. Just like an accident on a public road, filing car insurance claims on private property requires evidence.
Supporting evidence in your case can include:
- Security, surveillance, and smartphone footage
- Statements from available witnesses
- The at-fault driver’s contact and insurance information
- The property owner’s contact information
- Any photos of both involved vehicles at the accident scene
- Accident reconstruction reports and expert testimony
If a law firm represents you, the team will compile evidence for you and work quickly to meet local filing deadlines. While they build your case, you can concentrate on your physical and emotional recovery.
Compelling Evidence Is Key When a Car Accident Occurs on Private Property
The police might not investigate an accident that takes place on private property. In a typical car accident, the police report is the start of a solid evidence collection since it is objective and can contain a wealth of valuable information. If police respond to the scene, make a report and ask when it will be ready. Your attorney will obtain a copy. Their goal is to prove liability for the accident and determine whether to file a personal injury, car accident, or premises liability case. They will make this determination based on your version of events and the accumulated evidence.
How a Personal Injury Lawyer Can Help You Recover Compensation
A lawyer can work with the at-fault driver’s car insurance after a private property accident. They will handle all communication related to your case and take all of the following steps on your behalf:
- Calculate the full extent of your recoverable damages
- Identify the appropriate at-fault party
- Complete and submit insurance claim forms
- Reply to your questions and concerns
- Provide ongoing updates on your case
Leave the details and hard work of building your case to your legal team that will strive to negotiate a favorable settlement. If they cannot come to one with the other party, they may represent you in court and keep fighting for the compensation you need and deserve.
Types of Compensation Your Car Accident Attorney Will Demand on Your Behalf
Whether it comes from the at-fault driver, the property owner, or either party’s insurance company, you may be entitled to recover damages for a negligence-based accident. After an accident on private property, insurance claims compensation requests can include:
- Vehicle damage, loss, or diminished value
- Past, present, and future medical care bills
- Past, present, and future loss of income
- Reduced earning capacity
- Lasting disability or disfigurement
- Physical and emotional pain and suffering
- Wrongful death damages, if applicable
Your lawyer will collect evidence that supports the monetary value of your case, including receipts and other documents.
Get Help With Your Private Property Car Accident Case Today
In many cases, and with compelling proof of negligence, car insurance does cover accidents on private property. If you or a loved one was involved in a collision on private property, the Law Offices of Wolf & Pravato can seek appropriate compensation and deal with the property owner and their insurance company on your behalf. You can learn more about how hard we go to bat for you when you call us for a free review of your case today. Don’t wait too long, as Florida Statutes § 95.11 restricts how long you have to take action.