Business Loss Insurance Claim Due To COVID-19

COVID-19—also referred to as the coronavirus—is seriously impacting businesses throughout Florida and the U.S. as a whole. Many businesses have been disrupted. Other businesses were forced to shut down altogether as a way to slow the spread of the Coronavirus disease. Additionally, there have been stay-at-home orders throughout Florida during the pandemic.

These disruptions and closures may lead to lost income. Business owners in Florida may be able to cover losses associated with the coronavirus pandemic with insurance coverage. A business loss insurance claim may provide business owners with financial support for their losses related to COVID-19.

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The Basics of a Business Loss Insurance ClaimBusiness Loss Insurance Claim Due To COVID-19

Business loss insurance—or business interruption insurance—may provide you with compensation if your business suffered a loss as a result of a specific event. Many insurance companies offer business loss insurance. However, in order to secure an award from this type of insurance, you may need to show that:

  • Your business was actually interrupted by a damaging event; and
  • You actually endured a loss as a result of the interruption

The coronavirus outbreak in Florida has interrupted normal functioning for many businesses, often resulting in major losses to revenue. Qualifying for a business loss insurance claims due to COVID-19 in Florida is a topic of great interest to business owners, but definitive information can be difficult to find and verify.

Consider the Specific Language Used in Your Business Loss Policy

You may be able to file a business loss claim if you carry this form of insurance. However, many business loss policies use specific language to define the types of interruptions they will cover. For example, some policies may include no specific information regarding interruptions caused by infectious diseases.

Business loss policies that do include information about interruptions associated with a disease may have exclusions. Depending upon the wording of your policy, for example, your insurance may not cover losses caused by viruses or bacteria. However, lawmakers have petitioned insurers to cover losses associated with COVID-19.

A lawyer who understands business loss insurance claims may be able to help you review your policy to determine if interruptions from COVID-19 may be covered, and how to assemble a claim based on the language of your policy.

Filing a Business Loss Insurance Claim in FloridaBusiness Loss Insurance Claim Due To COVID-19 In FL

If you believe an interruption from the coronavirus may be covered by your business loss insurance, you may qualify to file a business loss insurance claim due to COVID-19 in Florida. You may review your policy and declaration page to determine if your policy covers losses associated with COVID-19. You may then:

  • File a claim within your policy deadline
  • Document all losses associated with the COVID-19 outbreak
  • Record saved expenses, such as utility and payroll expenses
  • Focus on the period of restoration, or how long it may take to bring your business back to normal

Filing a business loss insurance claim due to COVID-19 in Florida may also require extensive documentation. You may need to provide your insurance company with:

  • Tax returns
  • Invoices and receipts 
  • Contracts
  • Sales forecasts
  • Financial statements

You may wish to work with a lawyer who understands business loss insurance claims to ensure all your paperwork is in order.

Call for a free consultation. (954) 633-8270or

Contact a lawyer Now!

The Law Offices of Wolf & Pravato Can Help You File A Business Loss Insurance Claim

The Law Offices of Wolf & Pravato is currently helping businesses in South Florida file business loss insurance claims due to COVID-19. If you would like professional legal help with your business loss insurance claim, contact us.

We may be able to help you interpret the details of your policy and document and assemble your claim accordingly. We may also be able to help you if your business loss insurance claim has been denied.

For a free consultation with a member of our team, call the Law Offices of Wolf & Pravato today at (954) 633-8270. Our firm treats all clients with respect and honesty. When you work with the Law Offices of Wolf & Pravato, you can expect an attentive and caring staff that will support you throughout your claim process.

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The Law Offices of Wolf & Pravato, PA Has Been Nominated and Accepted as a Two Years AIOPIA’S 10 Best Law Firm in Florida For Client Satisfaction 

The American Institute of Personal Injury Attorneys has recognized the exceptional performance of Florida’s Personal Injury Law Firm, Law Offices of Wolf & Pravato, PA as Two Years 10 Best Personal Injury Law Firm for Client Satisfaction. 

The American Institute of Personal Injury Attorneys is a third-party attorney rating organization that publishes an annual list of the Top 10 Personal Injury attorneys in each state. Attorneys who are selected to the “10 Best” list must pass AIOPIA’s rigorous selection process, which is based on client and/or peer nominations, thorough research, and AIOPIA’s independent evaluation. AIOPIA’s annual list was created to be used as a resource for clients during the attorney selection process.

One of the most significant aspects of the selection process involves attorneys’ relationships and reputation among his or her clients. As clients should be an attorney’s top priority, AIOPIA places the utmost emphasis on selecting lawyers who have achieved significant success in the field of Personal Injury law without sacrificing the service and support they provide. Selection criteria, therefore, focus on attorneys who demonstrate the highest standards of Client Satisfaction.

We congratulate the Law Offices of Wolf & Pravato, PA on this achievement and we are honored to have their firm listed as a Two Years AIOPIA 10 Best.

You can contact Law Offices of Wolf & Pravato, PA directly at 954-452-4222 or 

Aditya10 Best Law Firm in Florida For Client Satisfaction
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The Centers for Disease Control (CDC) and the U.S. Food and Drug Administration (FDA) are currently working with local health officials to determine the exact source of an E. coli outbreak that began in October of 2015.

As of December, 140 people in 9 different states had reportedly been infected with E. coli after eating at Chipotle Mexican Grill Restaurants. Twenty of those infected have been hospitalized, but no deaths have been linked to the outbreak.

The original reports of infection started in Washington and Oregon with later reports coming from California, Illinois, Maryland, Minnesota, New York, Ohio, and Pennsylvania. The CDC has suggested that anyone who became ill with diarrhea after eating at a Chipotle restaurant should see a health care provider to determine if they were infected.

If a person is infected, he or she will develop diarrhea (often bloody) and severe stomach cramps within about four days of the initial infection. The restaurant chain has already been served with a lawsuit on behalf of one of the infected and more are expected. The federal government has also served the chain with a subpoena to appear before a grand jury that has been called to investigate the outbreak.

Eric RosadoChipotle E. Coli Outbreak
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Facebook Affect the Outcome of Your Personal Injury Case

According to a recent study, almost two billion people are using social media. That means that about one out of every four human beings on this planet uses Facebook or Twitter or some similar networking site or app! But many people who use this new social phenomenon don’t realize the far-reaching impact it can have on you. For instance, posts that you make to social media can actually negatively influence the outcome of a personal injury case.

Here’s how that happens:

Posting personal pictures after an accident.

Social media sites are clogged with personal photos of people living their lives on a daily basis. However, if you have been in an accident, posting those pictures can ruin your case. Let’s say, for example, you are suing because of a back or neck injury following a car wreck. You are claiming that you cannot move well and are in pain during physical activity. If you post a picture or video of yourself dancing energetically at a friend’s wedding, you have literally just sunk your own case. The opposing attorney will do research on your social media accounts and can present this for evidence at trial.

Posting information about your injury.

Another way you can compromise your case is to post details about your injury. If you tell people you have been in a car accident, you may be moved to post a picture of the car or a selfie from the hospital recovery room. This is a huge mistake! An attorney for the other side can get hold of these pictures and suggest that they contradict your claims in your lawsuit. If you say you were in serious pain after the wreck, but you are posting a smiling selfie hours after the accident, you may be contradicting yourself. A good attorney will bring this up in court.

Complaining about someone or something.

It seems the Internet was made to complain about things. But imagine this scenario: You post almost daily complaints to Facebook about how much you hate your job and your boss. Then you file a lawsuit against your employer following an accident. A defense attorney could use your earlier posts to suggest you are bringing the suit simply to get even with your employer.

Spending all day online.

One last way that you can mess up your personal injury case is by spending all day online. If your complaint is that you are in too much pain to sit for long periods and perform the duties of a desk job, then you are going to be called out if the opposition can show you spend all day online. Posting every five minutes to Twitter or playing Facebook games 24/7 is a sure way to show you are in good enough shape to sit and play games. The question will then be, “Why can’t you also work from a desk?”

When it comes to posting on social media, the bottom line is this: Don’t do it! Especially if you are involved in a personal injury lawsuit you should avoid posting online completely until the case is resolved. If you have questions about this or about a potential personal injury claim, contact the law offices of Wolf & Pravato for more information.

We also help the victims of personal injury in the following cities:

Eric RosadoWill Facebook Affect the Outcome of Your Personal Injury Case?
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Florida Medical Negligence Cases

It takes years and years of education, training, constant retraining, and lots of experience to be a good doctor. But doctors are human, and humans make mistakes. While some small degree of mistakes may be excusable, what about these mistakes? Our Fort Lauderdale medical malpractice lawyers have put together a few examples of some of the most shocking Florida negligence cases in recent years:

Examples of Medical Malpractice

1) Having somebody operating on your brain is scary enough, but one prestigious Rhode Island Hospital operated on the wrong side of a patient’s brain. Not just once – but three times in one year. How could something like this happen?

  • The first time a third-year resident failed to mark which side of the brain should be operated on. Both the doctor and nurse responsible for the operation said they were never trained in how to use a checklist. (It makes you wonder if they were ever trained to be doctors or nurses?)
  • The second time, a doctor with over 20 years of experience never wrote on a consent form which side of an 86-year-old man’s head he would operate on to remove a blood clot. He assured the nurse he remembered, but low and behold, he proceeded to operate on the wrong side.
  • The third time, the chief resident neurosurgeon and a nurse both clarified which side of the brain was to be operated on beforehand. But for reasons that are not clear, the doctor marked and cut into the woman’s scalp on the wrong side, and the nurse did not stop him.  

2) A former Mr. Mexico and runner-up for Mr. Universe, this bodybuilder was shocked when he went to get pec implants. When he awoke from his surgery, he was given implants alright, except they were C-cup breast implants. Florida police found out the man operating wasn’t a doctor and had no legitimate medical credentials. Two other of his victims who lived in Florida said he operated on them using kitchen utensils.

3) A woman who suffered severe and ongoing pain in her right eye was advised by her doctor to have her eye removed. The surgery lasted five and a half hours and for two of those hours, she was awake. Halfway through the operation, she woke up but couldn’t move. She was shocked to hear the surgeon saying things like “cut deeper, pull harder”. The poor woman was awake for the exact moment they removed the eye. Eventually, the doctor realized she was conscious and administered more nerve-blocking anesthesia. That’s certainly an example of “too little, too late.”

4) You’ve probably read or heard stories about somebody who was operated on and later found out that a foreign object was left inside their body. It sounds like an urban legend, but it’s not. There are about 1,500 such reports every year in the US. But for one patient, a ten-inch-long retractor was left in his chest causing him a lot of pain. Instead of taking him seriously the University of Pittsburgh Medical Centre, where he was a patient, told him he should seek psychiatric care. Only after a month of agonizing pain, multiple complaints, and repeatedly being told the problem was in his head, the man finally received a CT scan, at which time the item was discovered and removed.

Contact Experienced Lawyers At The Law Offices Of Wolf & Pravato

The Florida medical malpractice lawyers from the law offices of Wolf & Pravato will investigate your case, hire expert witnesses if necessary, and do what it takes to prove your case.

We also help the victims of medical malpractice in the following cities:

Eric RosadoMedical Negligence Case Examples
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