What Should I Do If the Other Driver in the Accident Is Not Insured?
If you suffered injuries in an accident with an uninsured driver, your next steps largely depend on your situation. For instance, if you’re still at the accident scene, you should accept medical help from the paramedics and call law enforcement. If your collision happened days or weeks ago, you should focus on other post-accident measures, such as following your recommended treatment plan.
You should also consider the value of hiring a car accident lawyer to handle your case and its obligations. An attorney from the Law Offices of Wolf & Pravato can represent you both in and out of court. You can start a free case review now.
File a Police Report After an Uninsured Motorist Accident
According to Insurance Information Institute (III) guidelines, you should call law enforcement and file a police report after a car accident. Even if the at-fault party does not have insurance or offers cash for your losses, an official police report will:
- Contain details about the accident that can help avoid embellishment later
- Capture the names and observations of witnesses and passersby
- Provide notes and diagrams from police and other first responders
- Include police-generated photos and videos of the accident scene
- Note the accident’s date, time, location, and road and weather conditions
When our west palm beach car accident lawyers represent you, they will obtain a copy of your car accident report and any attachments that will benefit your compensation case.
Consider Your Legal Options Before the Statute of Limitations Expires
While it can take time to build a solid case after a collision, the state simultaneously requires the timely filing of your accident lawsuit. Understanding and meeting the filing deadline can be difficult since it can change based on several factors, including the age of anyone injured in the accident.
Missing or misinterpreting the statute of limitations could prevent you from obtaining compensation at all. To avoid missing your filing window, we recommend consulting our personal injury lawyers at your earliest convenience. Not only can we take legal action within the correct timeframe, but we can also gather other pieces of time-sensitive evidence to support your insurance claim.
Document Your Losses After No Insurance Accident
The aftermath of a car accident can be costly and extensive. While you concentrate on getting better, it can be hard to accurately assess your recoverable damages. It can also be tempting to accept a speedy settlement offer that does not account for all valid expenses.
You can fight for a fair settlement by keeping all information related to your case, including injury-related receipts, invoices, and billing statements. Your car accident attorney can use these items to learn what constitutes a fair settlement offer. Then, they can seek these forms of compensation on your behalf:
- Property damage costs
- Medical bills and rehabilitation
- Income loss and lost future earning ability
- Physical and emotional pain and suffering
- Wrongful death-related damages (such as funeral expenses), where applicable
Your lawyer will explain the importance of other documents when accounting for your losses.
Consult a Local Car Accident Lawyer if You Were Hit by an Uninsured Driver
You can seek damages from your own insurance provider or take the uninsured driver to court on your own. However, after suffering a severe injury, you likely don’t want to manage the claims process on your own. Hiring a Miami car accident lawyer, though, can benefit your case. Your lawyer from the Law Offices of Wolf & Pravato will:
- Explain your rights as the injured party
- Explain the uninsured driver’s responsibilities
- Review your insurance policy in detail
- Assign an accurate value to your case
- Negotiate the best available settlement
Your lawyer will also handle all case-related communications with the claims adjuster, eyewitnesses, and the liable party’s lawyers. They will speak with the insurance company and its adjuster and represent your best interests during the negotiation process. Your legal team will also explain the personal injury and insurance laws of your state that affect your case, so you understand what constitutes a fair settlement.
Your Car Accident Attorney Seeks Compensation After an Uninsured Collision
Wherever fair compensation comes from, you are entitled to recover certain types of damages after an accident. If you carry the minimum personal injury protection (PIP) coverage mandated by the state, you should have partial coverage for your medical expenses and lost wages, regardless of who caused the accident.
You can recover damages after accidents with uninsured drivers by:
- Filing an accident lawsuit against the driver without insurance
- Filing an uninsured motorist claim with your insurance company
The personal injury lawyer who handles your case can examine your medical records and the accident’s financial consequences with the appropriate experts. Their goal is to obtain accurate representations of both, so you can recover monetary damages accordingly.
Get Help After an Uninsured Motorist Accident
Partnering with our law firm can be a good idea after an accident with an uninsured driver. We will help you explore your insurance coverage and determine where to turn for additional financial recovery.
Contact our consultation team at the Law Offices of Wolf & Pravato by calling (954) 633-8270 today. You can learn more about getting legal representation during your no-obligation case review. Our law firm can recover your medical expenses and other losses from the at-fault driver.