4 Things about Uninsured Motorist Coverage
It’s estimated that up to 30% of drivers in Florida may lack insurance , which could leave you with a financial problem if you aren’t covered. Here’s how UM protection works:
- The uninsured driver in the accident must be the negligent party. If you are liable for the accident, you can’t collect UM coverage benefits.
- Your damages must exceed the benefits in your no-fault policy. This kind of policy applies only to injuries, not property damage.
- The negligent party either must lack bodily injury liability coverage or have insufficient coverage. When there is insufficient coverage, you must exhaust those benefits before tapping into your UM benefits.
- To purchase UM coverage, you must purchase bodily injury liability insurance . Your UM coverage is required by law to be the same limit as your bodily injury coverage.
To get a thorough understanding of your rights after you have been in an accident with an uninsured driver, you should schedule a consultation with a Fort Lauderdale accident lawyer at an automobile accident law.
Contact a Fort Lauderdale Accident Lawyer
At The Law Offices of Wolf & Pravato, our lawyers understand the effect serious car accidents can have on victims as well as their families. If you have been injured or lost a loved one in a car accident caused by someone else’s negligence, contact the Fort Lauderdale accident lawyer team at Wolf & Pravato today to learn how we can help – 1-954-633-8270. We also serve clients in West Palm Beach, Fort Myers and beyond. – See more at: