4 Things to Know about Uninsured Motorist Coverage in Fort Lauderdale

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, 4 Things to Know about Uninsured Motorist Coverage in Fort Lauderdale

Uninsured motorist coverage (UM) will be worth the additional cost if you’re ever seriously injured in an accident with an uninsured driver. In any event, if you suffer serious injuries in a car crash, you should discuss your legal options with a Fort Lauderdale automobile accident law firm.

4 Things about Uninsured Motorist Coverage 

It’s estimated that up to 30% of drivers in Florida may lack insurance , which could leave you with a financial problem if you aren’t covered. Here’s how UM protection works:

  • The uninsured driver in the accident must be the negligent party. If you are liable for the accident, you can’t collect UM coverage benefits.
  • Your damages must exceed the benefits in your no-fault policy. This kind of policy applies only to injuries, not property damage.
  • The negligent party either must lack bodily injury liability coverage or have insufficient coverage. When there is insufficient coverage, you must exhaust those benefits before tapping into your UM benefits.
  • To purchase UM coverage, you must purchase bodily injury liability insurance . Your UM coverage is required by law to be the same limit as your bodily injury coverage.

To get a thorough understanding of your rights after you have been in an accident with an uninsured driver, you should schedule a consultation with a Fort Lauderdale accident lawyer at an automobile accident law.

Contact a Fort Lauderdale Accident Lawyer

At The Law Offices of Wolf & Pravato, our lawyers understand the effect serious car accidents can have on victims as well as their families. If you have been injured or lost a loved one in a car accident caused by someone else’s negligence, contact the Fort Lauderdale accident lawyer team at Wolf & Pravato today to learn how we can help – 1-954-633-8270. We also serve clients in West Palm Beach, Fort Myers and beyond.

We help the victims of other practice areas:

 

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