Multi-vehicle crashes, also known as chain reactions, pileups, and intersection crashes, often occur in heavy traffic areas with one driver acting negligently. Due to the multiple parties involved, these car accident claims can be quite complicated in comparison to a standard two-car collision. Determining liability requires a thorough investigation into each party involved and possibly those not present.
If you have been involved in a multi-car accident and are wondering who is liable for your injuries and losses, ourcar crash lawyers may be able to help. Below, we discuss all the parties that may be liable and how fault is determined.
Parties That May Be Liable in a Fort Lauderdale Multi-Vehicle Accident
Typically, the driver who caused the first negligent action is the liable party in a car accident. Negligent actions behind the wheel could include:
- Distracted driving
- Drunk driving
- Running a red light
- Unsafe lane change
- Speeding or reckless driving
- Following too closely
- Failure to brake
However, any other driver who contributed to the crash could also share in fault. Additionally, parties not involved in the accident could have contributed to the events that led to your accident, including:
- An employer, if a driver was working at the time of the crash
- The vehicle owner, knowingly allowing an unsafe driver to use the car (negligent entrustment)
- A government entity, for dangerous road design, missing signs, and poor maintenance
- An auto mechanic for improper repairs
- A manufacturer or distributor of defective parts
In Fort Lauderdale multi-vehicle crashes, liability often falls on more than one party.
How Fault Is Determined in Multi-Vehicle Collisions
When determining how the accident occurred, who was at fault, and when, police officers,personal injury lawyers, and insurance adjusters will attempt to reconstruct the accident back to the initial event.
They will consider such things as:
- The order in which the impacts occurred
- Speed, following distance, and lane position of each party involved
- Each driver’s behavior before the crash
- Whether any external factors, such as environment and mechanical failure, played a part
They will commonly collect and examine such evidence as the following:
- Police reports
- Traffic cameras and dashcams
- Witness statements
- Vehicle damage patterns
- Vehicle data, if available
Many law firms will also consult accident reconstruction specialists and engineering experts for their expert testimonies.
Florida’s Comparative Negligence Rules and Shared Liability
Florida law follows amodified comparative negligence system. This system recognizes that multiple parties could be at fault in an accident, such as is the case with a multi-vehicle crash. Each party is assigned a degree of fault based on their contribution to the accident. For any party seeking compensation for their injuries and losses, their compensation is reduced by their degree of fault. If someone is 10% at fault on a $100,000 claim, they will receive a $90,000 settlement.
But if any party isgreater than 50% at fault, they maynot receive any compensation.
Insurance companies are well aware of this system, and some may try to place a greater degree of fault on your actions to devalue or deny your insurance claim. AFort Lauderdale bad faith insurance lawyer can protect you from such abusive tactics.
Common Multi-Vehicle Crash Scenarios and Liability
Our car accident law firm has handled many complex cases like multi-vehicle crashes. Some of the most common include the following:
Rear-End Chain Reaction Accidents
Rear-end collisions are a very common multi-vehicle crash. Usually, the result of following too closely or not paying attention, the rear driver strikes the car in front of them, which causes that driver to strike the car in front of them. The rear driver is always at fault.
Intersection Pileups
These pileups often occur at red lights, stop signs, and during turns. In these cases, more than one driver may have breached traffic laws. For example, a driver could have run a red light while another was making an illegal left turn.
Highway and I-95 Pileups in Fort Lauderdale
I-95 and many city streets in South Florida see heavy congestion due to rush-hour traffic, inclement weather, and tourism. Speeding and unsafe lane changes combined with impatience and sudden starts and stops can frequently result in multiple cars colliding.
Insurance Complications in Multi-Vehicle Crashes
Though Florida follows ano-fault insurance system, and you may step outside yourpersonal injury protection (PIP) coverage if you sufferserious injuries, you will still be dealing with multiple insurance companies.
Each insurer will be protecting its own interests and blaming others for the motor vehicle accident. This adversarial situation will lead to delays and denials that must be challenged.
Our car accident lawyers can help.
Why Legal Help Matters in Fort Lauderdale Multi-Vehicle Crashes
Our legal team understands how these cases are harder than standard car accidents. If you contact us before thestatute of limitations expires on your case, we can step in and preserve vital evidence and protect your right to recover such damages as:
- Pain and suffering
- Medical expenses, both current and future medical bills
- Lost wages
- Reduced earning potential
- Property damage
Call the Law Offices of Wolf & Pravato About Your Car Accident Claim Today
If you were injured in an accident involving multiple vehicles, and you are uncertain who was at fault and how to proceed, or you are just worried the insurance companies are not treating you fairly, reach out to the Law Offices of Wolf & Pravato. We provide free case consultations and work on contingency.
Call (844) 643-7200 today.