Is Florida a Car Accident No-Fault State?
Florida has no-fault auto insurance statutes beginning under Florida Statutes § 627.730, also known as the Florida Motor Vehicle No-Fault Law. This law could limit some crash victims’ financial recovery. Those with serious injuries should still have the option of pursuing a case against the at-fault motorist and recovering compensation.
If you were hurt in a Florida car accident, a car accident attorney from the Law Offices of Wolf & Pravato could seek compensation on your behalf by filing an insurance claim and/or suing the other driver. Our team provides free case assessments: (954) 633-8270.
Understanding Florida’s No-Fault Auto Accident Laws
When auto accidents cause injuries, many states allow victims to recover compensation from the at-fault driver through an insurance claim or lawsuit. Florida is different; it has no-fault automobile insurance laws. These laws require all drivers to carry a personal injury protection insurance (PIP) policy.
When an accident occurs, each party can file a claim to recover part of their medical bills and lost income through their PIP coverage. This could make getting money for minor or moderate injuries quicker and easier. However, many victims find coverage isn’t enough when their injuries are more serious.
Florida insurance laws do not prevent all crash victims from holding the at-fault driver accountable. In some circumstances, injured parties can still sue motorists over their carelessness or recklessness on the road. This allows the victim to seek additional damages their PIP will not cover, including pain and suffering losses.
How Can I Find Out If I Can Sue After a Florida Auto Accident
The rules for who can sue after a crash in Florida are complex. Our team provides free case assessments where we will discuss your injuries, the case facts, and other details and determine if we believe you meet the criteria to pursue a fault-based case. Generally, you must suffer more serious or permanent injuries to qualify. But you might be surprised to learn how the state defines “serious.”
Our Flordia car accident lawyers know how these laws work and can build strong support for our client’s financial recovery. We investigate the crash and gather evidence to show fault, liability, and the value of their expenses and losses. This often allows us to hold the at-fault driver accountable and recover fair compensation for our clients.
When we represent crash victims, we handle their entire legal case. We provide advice, guidance, and representation from our first meeting until we close the case. We are a contingency fee law firm, so they never need to pay us upfront. Instead, we handle the case and only take our fees from the money we secure for them. Throughout this time, they can focus on healing and focus on the future.
What Happens After a Florida Car Accident?
Every year, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reports more than 300,000 auto accidents in the state. Some of these crashes inevitably involve serious or even catastrophic injuries. PIP policies do not cover these significant injuries. Policyholders quickly reach the maximum payout, often only the $10,000 of coverage that state law requires.
When this occurs, they must consider other options for covering the cost of their injuries. Suing the at-fault driver might be an option. Our Florida injury attorneys build strong arguments and pursue fault-based cases every day. We can take the necessary steps to show:
- What happened and why
- Which parties acted negligently
- Who is responsible for the accident
- The possible value range of the case
We often can negotiate a fair settlement with the at-fault driver and their insurance company instead of taking these cases to trial. However, our trial lawyers will not back down. They will go before a judge and jury if necessary to get justice for our clients.
We help our clients recover money for a wide range of damages, including:
- Medical treatment and related expenses
- Future care and support for injuries
- Income losses
- Reduced earning capacity caused by lasting injuries
- Related costs
- Pain and suffering
Recovering fair compensation after a Florida auto accident can make a significant difference in your physical healing and quality of life. Without the money to pay for your treatment and care, you might not recover as fully. Our Florida legal team can assess your options to see if we can pursue additional compensation in your case.
Discuss Your Options for Compensation With Our Team for Free
Our team at the Law Offices of Wolf & Pravato offers free case reviews for crash victims hurt in Florida. We understand how the laws work and the rights you have after an injury accident. We will assess your case facts and next steps and answer your questions.